Several factors influence how wind may affect or damage your roof including its speed and direction when it encounters your home along with.
Force needed to damage roof.
Where your home is situated and the local weather patterns.
Ask for a written evaluation from the roofing contractor that addresses the issues listed above the extent and cause of the damage and the condition of the rest of the roof.
One factor that will come into play is the expected life of your roof.
The inspection and report will cost up to 500 but it is money well spent if it is instrumental in getting your homeowner s insurance claim paid.
If your roof needs to be replaced be prepared for an average bill of 24 700 for asphalt shingles and 40 318 for metal roofing according to a 2020 report from remodeling magazine.
Gutters are also susceptible to hail damage.
Our years of experience on roof damage claims has been that unless the roof is completely blown off there will be arguments on the extent of damage.
Choose a roofing contractor with experience.
If you have wind damage to your roof caused by high winds and the accompanying flying debris you need to start the repair process right away starting by working with an experienced contractor to get an estimate and mitigate any further damage by covering the damaged areas of your roof windows etc.
The roofer can assess the damage to determine any roof repairs needed and how much it should cost to restore it to pre loss condition.
When filing an insurance claim it is important to have evidence that the damage you are claiming is new.
With tarps plywood heavy plastic or.
Know that many insurance companies will require a certain amount or rate of hail damage.
You can expect a bigger payout if a storm destroys your 5 year old roof than if your roof was already pushing 25 years at the time of the damage.
At this range wind will take down whole tree limbs begin to uproot trees rip off shingles that were in good condition and cause issues with chimneys.
Because seamless gutters are frequently feature aluminum or copper construction the signs of hail damage include telltale denting.
At this speed wind will cause widespread damage to trees flip mobile homes and cause significant roof damage to commercial buildings and homes.
Hail is a powerful force of nature that can even damage roofs made with concrete tiles if the stones are large enough and wind speeds are high.
Your roof is more vulnerable to damage if you live in a hurricane or tornado prone area or where high winds occur frequently.