Since the 25 roofing rule is in chapter 7 of the 2017 florida building code existing building 6th edition this means if a roof has 20 actual damage from wind or hail or another peril it would not matter if the roofer had to remove an additional 20 to replace the damaged shingles.
Florida statue on roofing.
Other regulations help ensure your home can stand up to hurricanes.
Some of these regulations are aimed at ensuring roofing contractors install your roof properly to withstand strong winds.
Table tracing session laws to florida statutes 2019 pdf index to special and local laws 1845 1970 pdf statute search tips.
2 when a loss requires replacement of items and the replaced items do not match in quality color or size the insurer shall make reasonable repairs or replacement of items in adjoining areas.
However in some cases the building code will divide a roof into multiple roof sections.
There are laws regarding who can work on roofs how roofs must be installed or repaired when roofs may be reroofed and much more.
In determining the extent of the repairs or replacement of items in adjoining areas the insurer may consider the cost of repairing or replacing the undamaged portions of the property the degree of.
Because of the hurricanes and strong storms in florida we re one of the few states with extensive regulation regarding roofing.
Roofing standards change regularly.
For florida policyholders if the policy calls for replacement cost and the loss occurred after october 1 2005 it is important to know that fla.
Florida building code existing building chapter 7 section 706 1 1.
So for homeowners with older roofs this often means a full roof replacement.
If you have any questions please contact 850 487 1395.
Most of these laws are found in the sixth edition of the florida building code which went into effect on dec.
Chapter 626 insurance field representatives and operations entire chapter.
Not more than 25 percent of the total roof area or roof section of any existing building or structure shall be repaired replaced or recovered in any 12 month period unless the entire roofing system or roof section conforms to requirements of this code.
Must provide the department with an email address if they have one.
Pursuant to section 455 275 1 florida statutes effective october 1 2012 licensees licensed under chapter 455 f s.
627 7011 prevents an insurer from attempting to depreciate the undamaged portion of the structure that needs to be replaced due to matching.
Instead contact the office by phone or by traditional mail.
Florida has more roofing regulations than you may realize.