So for homeowners with older roofs this often means a full roof replacement.
Fl law re replacement of roof on condos.
So in the casualty event a storm or a fire or whatever the claim would go through the insurance from the association and they pay the premium for that.
So like in florida statute comes in and says that by law the association is responsible for the insurance on the air conditioning system from the roof to the air handler.
However in some cases the building code will divide a roof into multiple roof sections.
There are slight differences to the rule for buildings in or out of an hvhz so it is important to know where your building lies.
Not more than 25 percent of the total roof area or roof section of any existing building or structure shall be repaired replaced or recovered in any 12 month period unless the entire existing roofing system or roof section is replaced to conform to requirements of this code.
A a policy or endorsement providing that any loss that is repaired or replaced will be adjusted on the basis of replacement costs to the dwelling not exceeding policy limits rather than actual cash value but not including costs necessary to meet applicable laws and ordinances regulating the construction use or repair of any property or requiring the tearing down of any property.
For example a unit owner is responsible for the costs of repair or replacement of any portion of the condominium property if such damage is caused by intentional conduct negligence or the failure to comply with the terms of the declaration or rules of the association by a unit owner or the owner s guests and tenants.
Roofing standards change regularly.
B the association is responsible for the maintenance repair and replacement of the hurricane shutters impact glass code compliant windows or doors or other types of code compliant hurricane protection authorized by this subsection if such property is the responsibility of the association pursuant to the declaration of condominium.
Florida building code 25 reroofing rule.
This law states that if more than 25 percent of a building s roof must be replaced within a 12 month period then the entire roof may need to be replaced.